Rebuilding Los Angeles After the Fires: A Call for Bold Action, Not Empty Promises

The devastating wildfires of 2025 have scarred Los Angeles, displacing tens of thousands, destroying countless homes, and reducing over 50,000 acres to ash. Since the fires began on January 7th, residents have faced unimaginable loss. But amid the smoldering ruins lies an opportunity for transformation—one that calls for leadership, not lip service.

This is not just about rebuilding; it’s about reimagining. Los Angeles must seize this moment to address systemic vulnerabilities, create fire-resilient communities, and ensure no Angeleno is left behind. Anything less would be a betrayal of those who have already lost so much.

The Danger Persists: Prioritize Safety First

While the fires are now contained, the crisis is far from over. Smoldering hotspots, gas leaks, and damaged infrastructure pose ongoing risks. Emergency crews—firefighters, engineers, and utility workers—are racing to stabilize affected areas, but patience is critical to avoid further tragedies. The County of Los Angeles, in collaboration with CAL FIRE, has developed preliminary maps detailing damage assessments from the Palisades and Eaton fires, with updates being made daily to reflect the evolving situation.

Governor Gavin Newsom and FEMA have pledged to cover 100% debris removal costs for the first 180 days, a step that ensures safer rebuilding conditions. But local leaders, including the Mayor of Los Angeles, Karen Bass, must ensure that short-term safety measures transition into long-term planning for resilience.

Cutting Red Tape: A Double-Edged Sword

Streamlining permits for rebuilding homes, as promised by Mayor Bass and the Mayor of Malibu, Doug Stewart, may seem like an effective solution. However, fast-tracking approvals without robust oversight risks repeating past mistakes. We cannot afford to rebuild homes that will become tinderboxes in the next wildfire.

The focus must be on fire-resistant designs and updated building codes. Pre-approved templates using materials like metal roofing, tempered glass, and non-flammable siding can expedite construction while ensuring safety. Governor Newsom’s reforms to simplify the permitting process must balance urgency with accountability.

A Resilient Recovery: The 100-Day Plan

The first 100 days after a disaster are critical to shaping recovery. Here’s how Los Angeles can lead the way:

• Debris Removal and Recycling: Collaborate with CalRecycle and the U.S. Army Corps of Engineers to turn waste into resources. Salvaged metal can be reused, charred wood converted into mulch, and concrete crushed for infrastructure projects.

• Temporary Housing Solutions: Modular homes and RV parks on public lands can provide safe shelter for displaced families.

• Fire-Resilient Infrastructure: Repair roads, bury power lines in high-risk areas, and expand vegetation management zones. Early detection systems must be prioritized to prevent future disasters.

• Environmental Restoration: Restore natural landscapes by planting fire-resistant native vegetation that reduces the spread of wildfires, improves soil health, and supports local ecosystems, creating a natural barrier against future disasters.

• Support for Small Businesses: Grants and zero-interest loans can help businesses reopen, while local campaigns like “Shop Local LA” can stimulate the economy.

• Updated Building Codes: Financial assistance for low-income homeowners to rebuild with fire-resistant materials can ensure equitable recovery.

Leadership Under Scrutiny

Mayor Karen Bass has faced sharp criticism for what many Angelenos see as a slow and reactive response to the crisis, leaving vulnerable communities feeling abandoned during their time of greatest need. Her recent pledges to cut red tape and expedite recovery efforts ring hollow for those still waiting to be able to see what's left of their homes and clear communication of when rebuilding can start. The perception of delay has amplified frustration, raising questions about her administration's preparedness for managing large-scale emergencies.

Governor Newsom, while proactive in mobilizing state resources, has not escaped scrutiny from Trump. President Donald Trump’s sharp criticism of California’s wildfire management has done little to foster collaboration. Newsom’s invitation for Trump to tour the affected areas, offered a rare glimpse of political opposites navigating a crisis. Trump, known for his sharp critiques of California’s environmental policies, surprised many during his January 24, 2025 visit to Los Angeles by striking a conciliatory tone. Trump promised to waive federal permitting requirements and pledged full federal support for recovery efforts. The visit, which began with a symbolic tarmac handshake, evolved into a careful dance of mutual need. For Newsom, who had fiercely opposed Trump on numerous issues, this was an opportunity to secure resources for a state ravaged by disaster. For Trump, it was a stage to project statesmanship while subtly reinforcing his critiques of California’s policies.

But as Angelenos sift through the ashes of their communities, political rivalries and photo ops provide little comfort. What they need is coordinated action and swift, tangible support. The success of the recovery effort hinges on leaders prioritizing solutions over sound bites, setting aside ideological differences to deliver results where they are most urgently needed.

Community Resilience: Stories That Inspire

Amid the devastation, stories of resilience are emerging. In working-class neighborhoods often overshadowed by media focus on celebrity homes, families have lost everything—yet they’re leading grassroots recovery efforts. Volunteer groups are clearing debris, distributing supplies, and offering temporary shelter.

Organizations like the Red Cross, local nonprofits, and businesses have stepped up, providing discounted hotel stays and emergency assistance. Neighbors are opening their homes and hearts, embodying the spirit of unity that will drive LA’s recovery.

A Call to Action

The 2025 wildfires have exposed the fragility of Los Angeles’s infrastructure, policies, and leadership. But they’ve also revealed the strength of its people. Rebuilding is not just about replacing what was lost; it’s about addressing systemic issues and ensuring a tragedy like this never happens again.

The road ahead is steep. With over $800 billion in economic activity at risk countywide, bold, decisive action is not optional—it’s essential. Leaders must act with urgency, transparency, and accountability. And Angelenos must remain engaged, whether by volunteering, advocating for resilience policies, or simply supporting neighbors in need.

The stakes couldn’t be higher. This is a test of a collective will to rebuild stronger, smarter, and more equitably. Los Angeles has a chance to rise from the ashes—not just as a city that survived, but as one that leads the way in disaster resilience and recovery. Let’s not waste it.

Now is the time for action. Southern Californians deserve nothing less.

Transportation Policy at a Crossroads: What Sean Duffy Means for U.S. Cities

Rep. Sean Duffy’s nomination as Secretary of Transportation presents a crossroads for U.S. infrastructure policy. Will federal investments prioritize high-profile airport projects, or will they address critical urban challenges like aging transit systems and equitable mobility that helps connect people to jobs? With cities facing tight budgets and mounting climate pressures, the stakes couldn’t be higher.

Federal priorities often favor airports due to their economic significance and high visibility. Airports are seen as gateways for international business and tourism, making them politically advantageous projects. However, critics argue that airports already receive a disproportionate share of funding compared to mass transit.

Shifting resources away from public transit risks widening the gap between well-funded aviation hubs and struggling urban transit systems, with profound implications for congestion, access, and emissions.

Where Does Transportation Rank on Trump’s Agenda?

Transportation has never been a marquee issue for Trump. During his first term, his infrastructure priorities leaned heavily on politically advantageous projects like highways and airports, with mass transit receiving far less attention.

Duffy’s nomination signals a continuation of this trend. His focus on projects that showcase economic competitiveness and high visibility aligns with Trump’s broader infrastructure narrative. However, this short-term, optics-driven approach could leave cities scrambling to fund critical transit improvements, exacerbating the gap between urban needs and federal priorities.

Mass Transit: A Potentially Neglected Priority

Mass transit systems are essential for reducing urban congestion, lowering emissions, and ensuring access to jobs. Yet under Duffy’s leadership, these systems risk being deprioritized, continuing a trend from Trump’s first term that emphasized airports and highways over subways and commuter rail.

For cities with aging transit infrastructure, federal subsidies are often the difference between progress and decay. Without robust support, cities may be forced to raise taxes or fares to close funding gaps—placing an outsized financial burden on transit-dependent residents, and folks already struggling to make ends meet.

Bypassing mass transit also undercuts plans to reduce car usage and CO2 emissions that help with urban sustainability goals. Federal indifference to mass transit would likely hinder cities’ efforts to combat climate change while expanding transportation access.

Airports Soar, But at What Cost to Cities?

Duffy’s emphasis on competitiveness and economic excellence suggests that airport infrastructure could take precedence during his tenure. Federal mandates needed to modernize airports—such as expanding runways, upgrading terminals, and implementing advanced security systems—often place additional significant financial burdens on cities.

Improving air travel has its advantages, but will it really help ease the rising costs for everyday travelers? It’s no secret that prices are climbing everywhere, and air travel is no exception. Here’s a glimpse at the layers driving these increases: tariffs on materials like aluminum and steel have raised production costs for companies such as Boeing and Airbus, which are then passed along to airlines and ultimately to passengers. Labor shortages and higher wages for pilots, flight attendants, and airport workers add another layer of expense. And if that weren’t enough, airports have increased Passenger Facility Charges (PFCs)—fees used to fund upgrades—which also get passed on to travelers, disproportionately affecting those on tighter budgets.

While airports are vital economic hubs, prioritizing them over mass transit risks exacerbating transportation inequities. Airport improvements often benefit wealthier business travelers, while reliable public transit serves a broader spectrum of urban residents. Cities that heavily invest in airport infrastructure may neglect other pressing transportation needs, leaving transit-dependent communities underserved.

High-Speed Rail: A Political Opportunity?

High-speed rail could emerge as a surprising contender for federal attention. While Trump’s first administration showed little interest in this mode of transit, shifting political dynamics might make it more appealing. High-speed rail aligns with Trump’s preference for transformative, headline-grabbing projects, offering an opportunity to cement his legacy.

California’s beleaguered high-speed rail project, championed by Governor Gavin Newsom, could serve as a test case. Federal support for the project might benefit both leaders politically—Trump could position it as a modernization effort to compete with nations like China and Japan, while Newsom could secure funding to advance the scaled-down project.

High-speed rail also offers bipartisan appeal. It addresses Democratic concerns about reducing congestion and emissions while aligning with Republican interests in job creation and public-private partnerships. However, its massive upfront costs and long timelines may deter Trump, who often favors projects with immediate returns.

Balancing Urban Needs with Federal Priorities

The balance of federal investments will determine whether urban areas thrive or falter. Federal investments in airport and highway infrastructure often come with strings attached, such as local matching funds, leaving cities to shoulder substantial financial burdens. Meanwhile, underfunded mass transit systems risk further decay and delays, exacerbating urban congestion and pollution.

Cities face a critical challenge: balancing federal priorities with their residents’ needs. If Duffy prioritizes airports and highways over subways and buses, cities may need innovative solutions to bridge funding gaps. Potential strategies include public-private partnerships, or increased local taxes.

Sean Duffy’s Impact on Urban Mobility

The future of urban mobility hinges on whether federal transportation policies address cities’ needs holistically or continue to favor high-profile aviation and highway projects. High-speed rail offers a potential opportunity for bipartisan progress, but it remains to be seen whether Duffy and Trump will embrace it.

As cities grapple with aging infrastructure and climate challenges, the need for fair federal transportation policy has never been greater. Duffy’s tenure will determine whether urban areas thrive or falter under new mandates and funding priorities. Will federal investments balance efficiency, access, and sustainability, or will cities be left holding the bill for policies that overlook their most pressing needs?

How Cities Can Leverage Fintech to Boost Bond Performance, Increase Revenue, and Plan for the Future

Managing city finances is tough in any climate, but the recent economic challenges—rising inflation and tighter household budgets—have made it even more daunting. This year, cities, counties, and school districts across the U.S. faced a tough crowd at the ballot box. Tax initiatives and bonds that might have sailed through in the past struggled to gain traction. Voters, hit hard by inflation, decided to vote with their wallets, saying “not right now” to additional taxes.

But here’s the good news for cities: a “no” today doesn’t mean your community won’t support your city's goals tomorrow. While cities plan for the next election cycle, now is the perfect time for them to explore fintech solutions that can stretch their dollars, increase efficiencies, and bolster revenues in creative ways.

Rethink Revenue Strategies with Fintech

Cities and counties can turn to financial advisors and wealth managers who specialize in fintech tools to bridge the gap between budget constraints and community needs. These tools can help cities identify efficiencies in their current operations and even find new revenue streams.

For example, instead of issuing new bonds or increasing taxes, cities can optimize their existing portfolios. Finance pros like Morgan Stanley, LPL Financial and Goldman Sachs have developed digital platforms to provide advanced solutions for managing city investments, helping municipalities allocate reserves intelligently and forecast cash flow needs with the aid of AI-driven tools. These digital platforms offer robust data analytics, risk management, and financial insights that are particularly valuable for identifying alternative strategies to optimize cash flows and increase revenues without relying on new tax measures or needing to issue new bonds. They can help cities explore options on how to reallocate assets, reduce expenses, or make strategic reinvestments into more profitable investment options. Together, these platforms demonstrate how technology can streamline municipal finance and amplify returns while maintaining fiscal responsibility.

Use Fintech to Build Voter Confidence

This election cycle taught us that timing matters. Voters didn’t reject city or school district initiatives because they don’t care; they simply prioritized their own financial well-being during a period of high inflation. Cities can use fintech not only to stretch their budgets but also to showcase fiscal responsibility to voters. Transparency-focused platforms like Neighborly Software allow residents to track how their dollars are being used, building trust and goodwill.

When the time comes to reintroduce a tax initiative or bond proposal, cities can point to tangible results achieved during the interim. For example, leveraging fintech tools to fund infrastructure or green initiatives without new taxes demonstrates innovation and resourcefulness.

Embrace Innovation to Prepare for the Next Cycle

Voter fatigue around taxes is real. From citywide measures to school district bonds, taxpayers often feel overwhelmed by the sheer number of requests, particularly during times of economic uncertainty. This period of recalibration is a golden opportunity for cities to adopt fintech-driven innovations that can reduce costs and improve outcomes.

Whether it’s blockchain-based bond issuance to lower costs, AI-powered cash flow tools to optimize spending, or community bond platforms to engage residents directly, fintech offers cities a chance to adapt and thrive. By working closely with wealth managers and exploring fintech money management platforms cities can reimagine their financial strategies and create a compelling case for future voter support.

Remember, a setback at the ballot box isn’t the end—it’s a chance to rethink, rebuild, and innovate. With fintech solutions in a city's toolbox, they can create a smarter, more sustainable future for their community and budget.